Teen Treatment Covered by Healthcare Insurance Oregon OR

Adolescent Treatment Programs in Oregon Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in Oregon that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in Oregon you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in Oregon and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in Oregon

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in Oregon are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in Oregon

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in Oregon be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in Oregon does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in Oregon. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in Oregon, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in Oregon providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in Oregon-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

Oregon State Resources for Parents of At-risk Teenagers

As one of the superior academic institutes for a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and life skills development and experiential education in the nation, Turning Winds endorses the ideology of these top-notch partnerships of volunteers and professional counselors.

The National Alliance on Mental Illness of Oregon (NAMI-Oregon) - NAMI Oregon is an resource that is comprised of over 1700 faithful members from 14 area affiliates. Their main duty is to improve the lives of Oregon citizens who require psychological treatment. NAMI Oregon offers education, advocacy, and support to those who need it. Their toll-free helpline is answered by fully trained therapists who are able to deliver extensive information on referrals to mental health resources in the area. Those who need these services can call (800) 343-6264.

Oregon Family Support Network (OFSN) - OFSN is a mental health facility that promotes wellness in families who are battling the effects of a loved one who is mentally ill. Oregon Family Support Network works with families to educate them on the psychological reparation options that are available in the area. OFSN offers services to help families gain mental health skill building. At present, the Oregon Family Support Network serves 1,400 young people and families each month.

Families from Oregon, searching for support for their at-risk child, trust the direction that Turning Winds provides for teens who may be undergoing alcohol dependence, peer conflict, or ADD/ADHD (attentional disorder). Here at Turning Winds, our professional counselors have a deep and wise understanding of the issues that at-risk adolescent boys and girls from Oregon are battling every day. With dedication and expertise, our team delivers direction to our troubled teen students, so they may recognize and deal with their drug abuse/addiction (including marijuana) or anger in a way that is both healthy and productive. Our successful a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) approach is based on a solid trifecta of trust and respect. Through this approach, we inspire an internally motivated rehabilitation that lasts a lifetime.

It’s our absolute respect for every teen student (and family) that we work with that sets our academic institute apart from the others. Turning Winds’s counselors acknowledge and appreciate the common issues that teens from Oregon are faced with every day. With decades of collective experience in the residential treatment center industry, our counselors can quickly identify and help drug abuse/addiction (including marijuana) issues, challenges related to ADD/ADHD (attentional disorder), and the causes for anger.

Contact Turning Winds today at (800) 845-1380 to speak with one of our expert admissions specialists. They are readily available to answer any questions about our enrollment fees, insurance affiliations, and proximity to Oregon. Make Turning Winds and their therapeutic boarding school a life-changing and memorable experience for both your family and your at-risk child.

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