Teen Treatment Covered by Healthcare Insurance Louisiana LA

Adolescent Treatment Programs in Louisiana Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in Louisiana that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in Louisiana you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in Louisiana and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in Louisiana

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in Louisiana are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in Louisiana

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in Louisiana be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in Louisiana does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in Louisiana. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in Louisiana, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in Louisiana providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in Louisiana-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

Louisiana Resources for Parents and Struggling Teenagers

: The Office of Behavioral Health (OBH) ensures care and support to improve quality of life for people with mental illness and addictive disorders. The Office of Behavioral Health (OBH) manages and delivers the services and supports necessary to improve the quality of life for citizens with mental illness and addictive disorders.

The agency acts as monitors and subject matter consultants for the Coordinated System of Care contract and the Bayou Health plans, which manage specialized behavioral health services. OBH also delivers direct care through hospitalization and has oversight of behavioral health community-based treatment programs through the human services districts and authorities. Services are provided for Medicaid and non-Medicaid eligible populations.

Turning Winds is the optimal choice for parents in Louisiana who are seeking a premier academic institute to offer help for their troubled child experiencing substance abuse (including marijuana), behavioral misconduct, or clinical depression. Since it can be difficult to work with highly resistant teens, most programs rely heavily upon level systems, punishments, and other disciplinary tactics in order to manage a teen’s behavior. Here at Turning Winds, we recognize that the situation of one troubled child may not apply to all of our students.

We are proud to offer inspired assistance to ensure a lasting restoration. We have the utmost respect for every student and family that we work with, and this is something that sets our academic institute apart from the rest. Turning Winds’s therapists acknowledge and appreciate the issues that teens from Louisiana deal with every day. With decades of collective experience in the therapeutic boarding school industry, Turning Winds’ therapists have the ability to quickly assess, identify, and offer help to teenagers experiencing pain medication abuse/addiction, challenges related to clinical depression, and causes for academic failure.

Turning Winds has transformed the lives of countless troubled teens over the years, including many from Louisiana. Our approach has improved the lives of our troubled students, and their families. We see that struggling teenagers can grow to be healthy adults with a desire to succeed! Turning Winds understands that in order for our troubled students to experience real restoration, the entire family needs to be part of the help that our therapists offer. Our family advocates can be reached immediately at (800) 845-1380.

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