Teen Treatment Covered by Healthcare Insurance California CA

Adolescent Treatment Programs in California Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in California that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in California you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in California and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in California

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in California are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in California

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in California be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in California does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in California. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in California, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in California providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in California-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

California Mental Health Resources for At-risk Teenagers

As one of the best Academic Institutes for a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and outdoor recreation and adventure therapy in the US, Turning Winds echoes the philosophy of these leading resources of volunteers and professional counselors.

National Alliance of Mental Illness California (NAMI California) - As a grassroots coalition of individuals and families in California whose lives have been touched by mental illness, NAMI California advocates for a life of both quality and respect, without discrimination or stigma. For all their constituents, NAMI California offers leadership in advocacy, policy development, legislation, education and help, with treatment programs for troubled teenagers and for young adults throughout the state of California.

California Board of Behavioral Sciences - As one of the boards within the California Department of Consumer Affairs, the BBS is accountable for consumer protection in California through the regulation of: Licensed Clinical Social Workers, Licensed Marriage and Family Counselors, Licensed Professional Counselors, Trained Educational Psychologists, Associate Clinical Social Workers, MFT Interns, and Professional Clinical Counselor Interns in treatment programs for troubled teenagers and for young adults in California.

Many families from California who are wanting guidance, have made Turning Winds their first choice for their struggling child who may be undergoing drug abuse/addiction (including marijuana), kleptomania, or anxiety. Here at Turning Winds, our counselors understand the common issues that struggling teenagers from California are faced with every day; and we give guidance to our young students, so they can recognize and deal with their social-related problems in a way that is both healthy and productive. Our robust a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) approach relies on connection, trust, and respect; thus inspiring an internally motivated transformation that lasts a lifetime. Because working with highly resistant adolescents is challenging, most programs rely on level systems, punishments, and other behavioral techniques to manage the teenager's behavior. However, Turning Winds recognizes that the personal circumstances of one struggling child doesn't always apply to all of our young students. Because of this, Turning Winds's professional counselors are dedicated to the management of each adolescents requirements; and they do this with professionalism and sympathy.

We have provided help to numerous families from all over the nation, including those from California; Our trained counselors give top-notch therapy toward the path of transformation for adolescents coping with substance use (including marijuana), anxiety, or rebelliousness. Contact Turning Winds today at (800) 845-1380; and allow our consultants to answer any questions about our enrollment fees, insurance affiliations, or proximity to California. Make Turning Winds and their therapeutic boarding school a life-changing and memorable experience for both your family and your at-risk child!

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