An out-of-network provider is one which has not contracted with your insurance company for reimbursement at a negotiated rate. Some health plans, like HMOs, do not reimburse out-of-network providers at all, which means that as the patient, you would be responsible for the full amount charged by your doctor.
We recommend you only consider treatment programs in Moraga, CA that routinely work with the nation’s top healthcare insurance providers. Coincidentally, the best treatment programs in Moraga, CA will be able to get big portions of your teen’s treatment covered, including mental and behavioral treatment provided through Day Treatment, Intensive Outpatient, Intensive Inpatient, Partial Hospitalization, and Residential Treatment.
Obvious, any treatment an insurance company is willing to cover will lower your overall cost of treatment, therefore it is always smart for parents of troubled teens to look for the adolescent treatment programs in Moraga, CA that take insurance.
Mental Health Issues Covered By Top Insurance Plans In Moraga, CA
- Teen Alcohol & Drug Abuse
- Adolescent Anorexia, Bulimia, Binge-Eating Disorder
- Teenage Anxiety. Social Anxiety, Cutting
- Panic & OCD Disorders in Teens
- Teen Depression & Bipolar Disorder
- Adolescent Borderline Personality Disorder
- Teenager Conduct Disorder
- Oppositional Defiant Disorder by Teens
- Teenage PTSD
- Self-Harm & Suicide Ideation by Teenagers
- Youth with Asperger’s Syndrome
- Medication Stabilization for Troubled Teens
Types Of Adolescent Mental Health Treatment In Moraga, CA Covered By Insurance Plans
- Day Treatment
- Intensive Outpatient Treatment
- Intensive Inpatient Treatment
- Partial Hospitalization Programs
- Residential Treatment Program
Using Your Mental Health Insurance Benefits In Moraga, CA
We recommend parents check with their insurance company about the details of their mental and behavioral health coverage benefits. We tell parents to contact their insurance company and ask for a list of Moraga, CA in-network providers. Furthermore, we coach parents to ask their insurance company if their mental and behavioral health coverage uses provider networks in Moraga, CA, and/or “out-of-network” Moraga, CA providers? If so, how much will be required for deductibles and other out-of-pocket costs, such as co-pays?
Before calling a mental health treatment provider in Moraga, CA, find out if they accept your insurance. If so, find out if the Moraga, CA treatment provider will bill your insurance company direct, or will you be required to pay the treatment provider in full and submit a claim to your insurance company to get reimbursed.
Determining The Right Level Of Mental Health Treatment For Your Teen
Moraga, CA Intensive Outpatient Treatment for Adolescents (IOP Programs)
The top insurance companies will cover Intensive Outpatient treatment programs for troubled teens in Moraga, CA. IOP’s provide mental health or drug abuse treatment to teens without disrupting their entire life. For example, IOP programs offer a “half-day of intensive treatment” afterschool (usually 3 hours of treatment per day, three days per week) and most of the treatment is covered by the best healthcare insurance plans. Intensive Outpatient treatment for adolescents is set up for teens who can continue going to school in Moraga, CA while receiving treatment.
One of the main goals of the adolescent IOP is to provide the highest level of treatment for teens struggling with mental health issues and/or drug addiction without disrupting their education and academic pursuits.
Moreover, adolescent IOP treatment programs are considered a typical “step down” aftercare treatment option for teens recently discharged from an inpatient or acute partial hospitalization program in Moraga, CA. Moraga, CA-based adolescent IOP’s are also considered a viable “step up” program offering a higher level of intensive treatment for teenagers who were unsuccessful with an outpatient treatment program in Moraga, CA. The good news is that the best insurance companies cover the cost of IOP treatment.
Typical uses of Intensive Outpatient Treatment in Moraga, CA
- Transitioning from PHP or RTC
- Need more support than weekly therapy
- Unsuccessful in outpatient programs
Moraga, CA Partial Hospitalization Programs for Teens (Adolescent PHP Programs)
Partial Hospitalization Programs for teens from Moraga, CA provide a full day of intensive mental health and/or drug addiction treatment in a hospital setting (typically from 8 AM to 6 PM) and then the teen returns home at night. Most Adolescent Partial Hospitalization Programs (PHP) in Moraga, CA are designed for troubled teens in need of high-level structure and security in addition to intensive treatment. Partial Hospitalization Programs offer a very high level of intensive treatment (a minimum of eight hours per day, five days per week) and at the same time provide a very high level of supervision. The good news is that most of the best mental health care plans cover PHP treatment.
Adolescent PHP programs near Moraga, CA typically provide a multidisciplinary approach to addressing teen’s treatment and academic needs while also providing one-on-one adult supervision. PHP programs for adolescents are perfect solutions for teens who are unable to function without adult supervision. These teens have demonstrated the propensity to make really bad personal decisions including a willingness to harm themselves or others.
Adolescents admitted to Partial Hospitalization Programs go home at the end of the day but continue to receive close adult supervision until they return to the PHP program the following morning.
Typical uses of Moraga, CA Partial Hospitalization Programs
- A transition from IOP or RTC
- Need more structure than a typical intensive or outpatient program
- Unsuccessful in intensive outpatient program
Moraga, CA Adolescent Residential Treatment Centers and Programs (RTC’s)
Teens admitted to an RTC reside full-time and receive professional therapeutic care and adult supervision 24 hours per day, 7 days per week. Residential treatment centers (RTC) are therapeutic programs for troubled teens and insurance may cover some or all of the mental health and drug treatment services, including; IOP, substance abuse counseling, drug and alcohol treatment, individual and group therapy, family counseling.
Typical uses of Moraga, CA Residential Treatment Centers
- Life unmanageable due to mental health and/or addiction issues
- Out-of-control behavioral issues
- Unsuccessful in Partial Hospitalization
Mental Health Help In Moraga, CA For Struggling Teenagers
Turning Winds is the favored choice for parents from Moraga, CA, who are wanting an therapeutic boarding school to give guidance to their struggling child coping with clinical depression, substance use (including marijuana), or rebelliousness related issues. Here at Turning Winds, parents and families from Moraga, CA can expect the best results from our compassionate and professional counselors. Our research-validated approach to a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and outdoor recreation and adventure therapy makes our work a success! Turning Winds’ serene and distraction-free setting helps even the most treatment-resistant teenagers find their way toward healing and transformation.
Turning Winds’s counselors and field staff discourage judgments and labels, and never allow a diagnosis to interfere with what struggling adolescents have in common with each other – their humanity. We have provided help to numerous families from all over the nation, including those from Moraga, CA; Our trained counselors give a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy); helping students toward the path of transformation for adolescents coping with substance use (including marijuana), anxiety, or rebelliousness related issues.
In short, the counselors at Turning Winds are skilled at counseling at-risk teenagers from Moraga, CA with lasting transformation. As a leading academic institute, we offer a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy), outdoor recreation and adventure therapy, and life skills development and experiential education; leading our young students to a healthy, balanced life. If you feel you may benefit from our academic institute, we encourage you to contact our consultants as the first step to creating lasting change in your struggling child’s life. We give help to vulnerable adolescents from Moraga, CA. Call us at 800-845-1380 to speak with one of our knowledgeable consultants today!