Teen Treatment Covered by Healthcare Insurance West Virginia WV

Adolescent Treatment Programs in West Virginia Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in West Virginia that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in West Virginia you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in West Virginia and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in West Virginia

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in West Virginia are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in West Virginia

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in West Virginia be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in West Virginia does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in West Virginia. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in West Virginia, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in West Virginia providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in West Virginia-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

Mental Health Resources for Troubled Adolescents from West Virginia

: West Virginia Advocates, Inc. (WVA) is the federally mandated protection and advocacy system for people with disabilities in West Virginia. WVA is a private, nonprofit agency. Our services are confidential and free of charge. West Virginia Advocates protects and advocates for the human and legal rights of persons with disabilities. More specific statement of purposes includes: a) To provide education, training and technical assistance to persons with disabilities, their families, and agencies which serve them, attorneys, professional persons, courts and others regarding the rights of eligible persons; and b) To advocate for quality services, appropriate to needs, as directed by eligible persons.

Families from West Virginia, searching for support for their at-risk child, trust the direction that Turning Winds provides for teens who may be undergoing alcohol dependence, peer conflict, or ADD/ADHD (attentional disorder). Here at Turning Winds, our professional counselors have a deep and wise understanding of the issues that at-risk adolescent boys and girls from West Virginia are battling every day. With dedication and expertise, our team delivers direction to our troubled teen students, so they may recognize and deal with their drug abuse/addiction (including marijuana) or anger in a way that is both healthy and productive. Our successful a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) approach is based on a solid trifecta of trust and respect. Through this approach, we inspire an internally motivated rehabilitation that lasts a lifetime.

Because working with highly resistant teens is challenging, most programs rely on level systems, punishments, and other behavioral techniques to manage the adolescent’s behavior. However, Turning Winds recognizes that the personal circumstances of one at-risk child doesn’t always apply to all of our teen students. Because of this, Turning Winds’ professional counselors are faithful to the management of each teens requirements; and they do this with professionalism and sympathy. At Turning Winds, we involve the entire family (especially the parents) in the teen’s therapy, rehabilitation, and direction. Turning Winds has served numerous at-risk adolescent boys and girls over the years. Our track record has proven to cause life changing results for our teen students and their families.

Turning Winds has transformed the lives of countless at-risk adolescent boys and girls over the years, including many from West Virginia. Our approach has improved the lives of our at-risk teen students, and their families. We see that troubled teens can grow to be healthy adults with a desire to succeed! Turning Winds understands that in order for our at-risk teen students to experience real rehabilitation, the entire family needs to be part of the direction that our counselors provide. Our admissions specialists can be reached immediately at (800) 845-1380.

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