Teen Treatment Covered by Healthcare Insurance Washington WA

Adolescent Treatment Programs in Washington Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in Washington that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in Washington you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in Washington and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in Washington

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in Washington are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in Washington

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in Washington be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in Washington does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in Washington. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in Washington, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in Washington providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in Washington-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

Washington State Resources for Parents of Struggling Teenagers

As one of the premier therapeutic boarding schools for life skills development and experiential education and outdoor recreation and adventure therapy in the US, Turning Winds echoes the philosophy of these leading institutions of volunteers and licensed therapists.

National Alliance on Mental Illness of Washington (NAMI) - NAMI Washington backs 22 local affiliates in communities located throughout the state of Washington. Their purpose is to enhance the quality of life for the many people who are touched by mental illness. NAMI Washington works to accomplish their mission by creating a unified voice that strives to organize the circulation of statewide support, rehabilitation, and education. They are composed of individuals, families, and friends who are striving together to further research and overturn the stigma that is often associated with mental illness. NAMI Washington is committed to being a leader and a resource for the community so true transformations can take place in the lives of those experiencing mental illness.

Washington State Department of Social and Health Services: Division of Behavioral Health and Recovery (DBHR) - The Division of Health and Recovery is a part of the Behavioral Health and Service Integration Administration (BHSIA). These two work together with a single purpose to heal lives. Each of the departments in DSHS has their own precise focus on the common task. DBHR works to transform the lives of individuals by advocating their independence, safety, and choice through advanced services that heal lives through sustainable wellness and rehabilitation. As with most health conditions, pain medication abuse/addiction, and mental health disorders can be prevented and treated. The prevention of the health and safety impacts on individuals and the cost to communities are of ultimate importance. In their estimate, the US Substance Abuse and Mental Health Services Administration believes mental health disorders will surpass physical disease in causing disability by the year 2020.

Turning Winds is the trusted choice for parents from Washington who may be seeking the optimal therapeutic boarding school to offer help for their troubled child who may be experiencing ADD/ADHD (attentional disorder), substance abuse (including marijuana), or behavioral misconduct. Here at Turning Winds, parents and families from Washington can expect only the best results from our compassionate and licensed therapists. Our research-validated approach to a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and outdoor recreation and adventure therapy has proven to deliver success!

Because working with highly resistant teenagers is challenging, most programs rely on level systems, punishments, and other behavioral techniques to manage the teen’s behavior. However, Turning Winds recognizes that the personal circumstances of one troubled child doesn’t always apply to all of our students. Because of this, Turning Winds’ licensed therapists are committed to the management of each teenagers requirements; and they do this with professionalism and sympathy. At Turning Winds, we involve the entire family (especially the parents) in the teenager’s therapy, restoration, and help. Turning Winds has served numerous troubled teens over the years. Our track record has proven to cause life changing results for our students and their families.

In short, the therapists at Turning Winds are skilled at guiding struggling teens from Washington with lasting restoration. As a premier academic institute, we offer a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy), outdoor recreation and adventure therapy, and life skills development and experiential education; leading our students to a healthy, balanced life. If you feel you may benefit from our academic institute, we encourage you to contact our family advocates as the first step to creating lasting change in your troubled child’s life. We offer assistance to vulnerable teenagers from Washington. Call us at (800) 845-1380 to speak with one of our knowledgeable family advocates today!

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