Teen Treatment Covered by Healthcare Insurance Texas TX

Adolescent Treatment Programs in Texas Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in Texas that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in Texas you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in Texas and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in Texas

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in Texas are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in Texas

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in Texas be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in Texas does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in Texas. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in Texas, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in Texas providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in Texas-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

Mental Health Counseling in Texas for At-risk Teenage Boys and Girls

As one of the best therapeutic boarding schools for life skills development and experiential education and outdoor recreation and adventure therapy in the US, Turning Winds echoes the philosophy of these superior organizations of volunteers and licensed therapists.

Mental Health America of Texas (MHAT) - They are the biggest and longest-serving mental health support and support group in the State of Texas. Their proactive, aggressive path to mental health issues has been directing Texans with addressing mental health concerns by opening minds since 1935. As long as mental illness reaches even one of us, it provokes us all. This partnership works tirelessly to help people live significant, and meaningful, happy lives. If you’re looking for assistance, or looking to offer guidance, you’ve arrived at the right place.

National Alliance on Mental Illness of Texas (NAMI-TX) - NAMI Texas is devoted to improving the quality of life of all individuals experiencing mental illness and their families. The vision of NAMI Texas is to ensure acceptance of and treatment for all those wrestling with mental illness, to facilitate recovery. NAMI Texas has a diversity of teaching and assistance programs aimed to Texas citizens experiencing mental illness, family members, friends, professionals, other stakeholders, and the community at large to address the mental health needs of Texans.

Turning Winds is the optimal choice for parents in Texas who are investigating a superior Academic Institute to offer assistance for their struggling child experiencing pain medication abuse/addiction, poor academics, or self-harming behavior. Since it can be difficult to work with highly resistant teenage boys and girls, most programs rely heavily upon level systems, punishments, and other disciplinary tactics in order to manage a teenager’s behavior. Here at Turning Winds, we recognize that the situation of one struggling child may not apply to all of our students. As a result, Turning Winds is devoted to meeting the particular needs of each adolescent with the utmost professionalism and compassion. Turning Winds’s therapists and field staff discourage the use of judgments and labels, and never condone one's diagnosis to interfere with a at-risk adolescent's sense of self or ability to form friendships with one another.

With decades of collective experience in the therapeutic boarding school industry, Turning Winds' therapists have the ability to quickly assess, identify, and offer assistance to adolescent boys and girls wrestling with alcohol abuse/overuse, challenges related to self-harming behavior, and causes for narcissistic behavior. In short, the therapists at Turning Winds are skilled at directing at-risk teenage boys and girls from Texas with lasting recovery. As a superior Academic Institute, we offer a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy), outdoor recreation and adventure therapy, and life skills development and experiential education; leading our students to a healthy, balanced life. If you feel you may benefit from our Academic Institute, we encourage you to contact our intake counselors as the first step to creating lasting change in your struggling child's life. We offer support to vulnerable adolescents from Texas. Call us at (800) 845-1380 to speak with one of our knowledgeable intake counselors today!

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