Teen Treatment Covered by Healthcare Insurance North Carolina NC

Adolescent Treatment Programs in North Carolina Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in North Carolina that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in North Carolina you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in North Carolina and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in North Carolina

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in North Carolina are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in North Carolina

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in North Carolina be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in North Carolina does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in North Carolina. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in North Carolina, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in North Carolina providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in North Carolina-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

North Carolina State Resources for Parents of Troubled Youth

As one of the leading academic institutes for a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and life skills development and experiential education in the nation, Turning Winds endorses the ideology of these premier institutions of volunteers and licensed therapists.

North Carolina Division of Mental Health, Developmental Disabilities and Substance Abuse Services - Providing quality support to achieve self-determination for individuals with intellectual and/or developmental disabilities and quality services to promote treatment and recovery for individuals with mental illness and substance use disorders. This organization helps reduce the stigma associated with addiction and encourages people to seek help before their situation becomes critical.

Families from North Carolina, seeking assistance for their troubled child, trust the help that Turning Winds provides for teenagers who may be experiencing substance abuse (including marijuana), behavioral misconduct, or clinical depression. Here at Turning Winds, our licensed therapists have a deep and wise understanding of the issues that troubled teens from North Carolina are experiencing every day. With dedication and expertise, our team provides help to our struggling students, so they may recognize and deal with their pain medication abuse/addiction or academic failure in a way that is both healthy and productive. Our successful a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) approach is based on a solid trifecta of trust and respect. Through this approach, we inspire an internally motivated restoration that lasts a lifetime.

It’s our absolute respect for every student (and family) that we work with that sets our academic institute apart from the others. Turning Winds’s therapists acknowledge and appreciate the common issues that teenagers from North Carolina are faced with every day. With decades of collective experience in the residential treatment center industry, our therapists can quickly identify and help pain medication abuse/addiction issues, challenges related to clinical depression, and the causes for academic failure.

Contact Turning Winds today at (800) 845-1380 to speak with one of our expert family advocates. They are readily available to answer any questions about our enrollment fees, insurance affiliations, and proximity to North Carolina. Make Turning Winds and their therapeutic boarding school a life-changing and memorable experience for both your family and your troubled child.

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