Teen Treatment Covered by Healthcare Insurance Florida FL

Adolescent Treatment Programs in Florida Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in Florida that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in Florida you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in Florida and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in Florida

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in Florida are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in Florida

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in Florida be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in Florida does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in Florida. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in Florida, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in Florida providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in Florida-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

Florida State Resources for Parents of At-risk Youth

As one of the premier residential treatment centers for a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and life skills development and experiential education in the nation, Turning Winds prescribes to the convictions of these leading resources of volunteers and professional counselors.

South Florida Behavioral Health Network - South Florida Behavioral Health Network is dedicated to improving the lives of people with mental disorders and drug abuse/addiction (including marijuana) problems. Their goal is to develop, implement and refine a coordinated system of behavioral health care within the community that enhances prevention, treatment and transformation services for those at-risk with or who are coping with mental health and substance use (including marijuana) problems.

Florida Hospital (Behavioral Health) - The Florida Hospital Helpline staff is available to provide information/referrals over the phone 24 hours a day, 7 days a week. Like all branches of medicine, behavioral health, recovering and transformation requires different paths for different people. Their behavioral health teams develop personalized treatment and counseling plans that truly integrate the whole person—mind, body and spirit—to improve the quality of life for each patient. For more than 50 years, Florida Hospital’s commitment to specialized behavioral health services spans the entire age spectrum. 24 Hour Mental Health Helpline, (800) 869-1616.

Turning Winds is the trusted choice for parents from Florida who may be wanting the optimal therapeutic boarding school to give guidance for their struggling child who may be coping with clinical depression, drug abuse/addiction (including marijuana), or kleptomania. Here at Turning Winds, parents and families from Florida can expect only the best results from our compassionate and professional counselors. Our research-validated approach to a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and outdoor recreation and adventure therapy.

Our counselors are dedicated to not only providing help to our young students in need, but also the whole family; with the care and commitment required for full transformation. It is our desire to assist, guide, and coach parents from Florida, with a at-risk child, through a very difficult time. Turning Winds is here to serve! There is hope... and you are not alone. The vision of Turning Winds is to bring forth peace while recovering emotional health for struggling adolescents from Florida.

Turning Winds has transformed the lives of countless struggling teenagers over the years, including many from Florida. Our approach has improved the lives of our struggling young students, and their families. We see that at-risk adolescents can grow to be healthy adults with a desire to succeed! Turning Winds understands that in order for our struggling young students to experience real transformation, the entire family needs to be part of the guidance that our counselors give. Our consultants can be reached immediately at (800) 845-1380.

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