Teen Treatment Covered by Healthcare Insurance Arizona AZ

Adolescent Treatment Programs in Arizona Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in Arizona that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in Arizona you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in Arizona and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in Arizona

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in Arizona are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in Arizona

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in Arizona be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in Arizona does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in Arizona. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in Arizona, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in Arizona providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in Arizona-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

Guidance for Parents of Troubled Teens in Arizona

As one of the leading therapeutic boarding schools for outdoor recreation and adventure therapy and life skills development and experiential education in the nation, Turning Winds endorses the ideology of these premier authorities of volunteers and expert practitioners.

Arizona Division of Behavioral Health Services - Are you worried about somebody's mental health or substance abuse, including your own? The Arizona Department of Health Services supports and maintains the health of Arizona's children, teens, and adults. We promote Behavioral Health Care throughout the State of Arizona, which includes the freshest news, industry information, links, and FAQ's.

Families from Arizona, looking for guidance for their at-risk child, trust the help that Turning Winds provides for teen boys and girls who may be going through opiate abuse/addiction, oppositional defiant disorder, or bipolar disorder. Here at Turning Winds, our expert practitioners have a deep and wise understanding of the issues that at-risk adolescents from Arizona are struggling with every day. With dedication and expertise, our team offers help to our troubled clients, so they may recognize and deal with their alcohol dependence or defiance in a way that is both healthy and productive. Our successful a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) approach is based on a solid trifecta of trust and respect. Through this approach, we inspire an internally motivated change that lasts a lifetime.

Our practitioners are devoted to not only giving guidance to our clients in need, but also the whole family; with the care and commitment required for full change. It is our desire to assist, guide, and coach parents from Arizona, with a troubled child, through a very difficult time. Turning Winds is here to serve! There is hope... and you are not alone. The vision of Turning Winds is to bring forth peace while rehabilitating emotional health for at-risk teen boys and girls from Arizona.

In short, Turning Winds knows how to support at-risk adolescents with lasting change; and how to forge a new path for proper help and purpose in life. We are considered a premier academic institute, where we teach a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and outdoor recreation and adventure therapy that leads to a healthy, balanced life. If you are ready to take advantage of the leading academic institute that Turning Winds can provide, we encourage you to contact our intake counselors; to begin the lasting change in your child’s life. We give guidance to troubled teen boys and girls from Arizona. Call us at (800) 845-1380 to speak with one of our knowledgeable intake counselors today!

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