Teen Treatment Covered by Healthcare Insurance Alaska AK

Adolescent Treatment Programs in Alaska Accepting Insurance

Finding an adolescent mental or behavioral treatment provider in Alaska that accepts healthcare insurance is not an easy task. Depending on the particular adolescent treatment program and the specific benefits covered by an insurance plan, the treatment program may be able to work with your insurance provider, but without a consultation it is never a guarantee.

If you've found a treatment program in Alaska you like, its worth your time and energy to find out if they accept your insurance plan. Your insurance just might pay for some or all of the treatment costs your child will incur. But, you won't know until you ask. 

We recommend that you contact your insurance company, either online or over the phone, and ask about the coverage and benefits offered under your plan. Or, consider choosing a treatment facility in Alaska and ask them to contact your insurer for you, as they might be able to get you answers faster.

Mental & Behavioral Health Coverage in Alaska

Before the Affordable Care Act of 2018, many insurance companies did not provide comprehensive mental health care as a core benefit.  However, because of Obamacare and subsequent healthcare laws (mental health parity laws), all insurers must provide the same level of care for mental health issues as they do for any other type of coverage. Meaning, health insurance companies must provide the same level of coverage for mental health as they do physical health. 

The mental health parity laws states that insurers are required to cover mental and behavioral health issues (including substance-use disorders) in the same way they cover physical health issues. The parity law applies to employer health plans, coverages bought through the marketplace (Affordable Care Act), CHIP, and most Medicaid-funded programs.

Obamacare mandates that insurance companies offer at least the bare minimum coverage for substance abuse, addiction, and mental health issues (Unfortunately, these mandates only apply to the insurance coverage bought through the marketplace, and therefore not all folks are guaranteed a decent level of mental health coverage).

Private health insurance plans in Alaska are not required to cover mental health or behavioral health treatment, but most do anyway. They offer coverage for addiction and substance abuse treatment because they might want to sell their plan on the government "marketplace," and many folks looking to buy private health insurance want mental and behavioral health covered.

Most insurance policies consider "drug rehab coverage" and/or "addiction treatment services" as universal covered benefits. Meaning, treatment is provided to everyone diagnosed with an addiction regardless of the type of addiction, age or gender of the addict, or what caused the addiction in the first place. If mental health and addiction treatment is covered by your insurer's plan, then you get that benefit no matter what kind of substance abuse or drug rehab service is needed.

Know The Details of Your Insurance Plan - Mental & Behavioral Health Benefits in Alaska

Before attempting to admit or enroll your troubled teen into a mental or behavioral health treatment program in Alaska be sure to find out if the program works with your insurance company. As a matter of fact, before you start looking for treatment for your child, know everything there is about your coverage as it pertains to mental health, behavioral health, and substance abuse treatment. Go so far as to know coverage, benefits, provider restrictions, the cost of co-payments, and everything you are required to pay because your insurance company in Alaska does not cover.

Even though "residential treatment" may not be covered by your insurance, you might be able to use your IOP and/or PHP insurance benefits to help pay for a large portion of the cost of a residential treatment center in Alaska. The best RTC's work with insurance companies as "out-of-network providers," which allows for some therapeutic services to be paid by the insurance company.  For example, many insurance plans cover a wide array of mental health treatment provided by Residential Treatment Centers in Alaska, such as Intensive Outpatient treatment, Intensive Inpatient treatment, Partial Hospitalization treatment, as well as Individual and Group Therapy.

In addition, treatment programs in Alaska providing diagnostic assessments by licensed mental health practitioners are able to submit the bills to insurance companies on behalf of their client. Since diagnostic services are covered by most insurance plans, parents of teens receiving treatment in Alaska-based residential treatment centers can get assessments, tests, and diagnostic services paid for, thus lowering the overall cost of treatment. 

Alaska Area Resources for Parents of Troubled Teens

Turning Winds, who is regarded as the best residential treatment center in the US, echoes the philosophy of this premier organization of volunteers and licensed therapists; guiding and recovering troubled youth experiencing the common issues of today.

Alaska Psychiatric Institute (API) serving AK residents is guided by its exemplary mission, vision and values. The Alaska Psychiatric Institue's mission is to provide emergency and court-ordered inpatient services in a safe environment while using culturally sensitive, effective, and person-centered treatment followed by referrals to the appropriate levels of care and support for young adult recovery from mental illness. The API's vision is for excellent experiences for young adults and their families, community support, students & staff with excellent quality treatment and the best practices in mental health care.

Turning Winds is the first choice for Alaska parents seeking a premier academic institute to offer help to their troubled child experiencing substance abuse (including marijuana), behavioral misconduct, or ADD/ADHD (attentional disorder). Because working with highly resistant teens is challenging, most programs rely on level systems, punishments, and other behavioral techniques to manage a student’s behavior. Here at Turning Winds, we recognize that the circumstances of one struggling child doesn’t always apply to all of our students. Because of this, Turning Winds is committed to the management of each teen’s needs, and we do this with professionalism and care.

It’s our absolute respect for every student (and family) that we work with that sets our academic institute apart from the others. Turning Winds’s therapists acknowledge and appreciate the common issues that teenagers from Alaska are faced with every day. With decades of collective experience in the residential treatment center industry, our therapists can quickly identify and help pain medication abuse/addiction issues, challenges related to clinical depression, and the causes for academic failure.

Because of our premier a variety of therapeutic intervention strategies (CBT, DBT, behavioral therapy) and outdoor recreation and adventure therapy, troubled teenagers can grow to be healthy adults, and Turning Winds’s students can emerge as strong people who are motivated to succeed. Turning Winds recognizes that the entire family needs the assistance that our experienced therapists offer; so that your child can be rehabilitated and whole. Turning Winds’ family advocates can be reached immediately at (800) 845-1380.

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